Products

CONSTRUCTION RISKS

  • Wrap-up policies
  • Project Specific policies
  • Owner’s Interest policies
  • Discontinued Operations
  • Practice policies
    • Residential artisan contractors*
    • Residential general contractors/home builders*
      *Some limitations may apply to new residential construction or work in CD states.
  • Available in all 50 states

Details

  • Primary and Supported Excess Limits available
  • Will consider liability limits up to $5,000,000 total
  • Minimum retention of $10,000, depending on product line and account characteristics
  • Blanket Additional Insureds available, depending on product line and account characteristics
  • Waiver of subrogation
  • Primary & non-contributory wording

EXCESS AUTO RISKS

  • Broad appetite
  • Includes Truckers, Distributors, Delivery, Public Auto, Contractors Fleets, Non-Emergency Transport, etc.
  • Includes local, intermediate, and long-haul radius
  • Available in all 50 states

Details

  • Minimum attachment - $1,000,000
  • Target layers include $1M xs primary, $2M xs primary, and $3M xs $2M xs primary
  • ISO Follow-form Excess Policy
  • Can include hazardous materials coverage
  • Can include Excess GL coverage if consistent with exposures covered under ISO Truckers Classification 99793

TARGETED VIOLENCE COVERAGE

  • Covers incidents resulting from occurrence with armed assailant(s)
  • Will consider all types of risks, big and small
  • Target classes – schools, public entities, special event venues, public malls, large residential complexes, hotels, restaurants, etc.
  • Includes a comprehensive Risk Management feature
  • Coverages include 1st and 3rd party elements
  • Sits side-by-side traditional insurance programs

Details

  • Broad Coverage form
  • Can include enhanced coverage for multi-BI weapons (bombs, cars, watercraft, etc.)
  • Total $5,000,000 policy limits available
  • Will include some crisis management services as well