Products
Construction Risks
- Wrap-up policies
- Project Specific policies
- Owner’s Interest policies
- Discontinued Operations
- Practice policies
- Residential artisan contractors*
- Residential general contractors/home builders*
*Some limitations may apply to new residential construction or work in CD states.
- Available in all 50 states
Details:
Primary and Supported Excess Limits available
Will consider liability limits up to $5,000,000 total
Minimum retention of $10,000, depending on product line and account characteristics
Blanket Additional Insureds available, depending on product line and account characteristics
Waiver of subrogation
Primary & non-contributory wording
CNY CONSTRUCTION RISKS
Details:
Primary and Supported Excess Limits available
Liability limits up to $6,000,000 total
- $1/2/2M Primary + $5M Excess; or
- $2/4/4M Primary + $4M Excess
Limited Coverage Form
- Direct payroll limited to supervisory only; full subcontractor warranty
Expanded Coverage Form
- Direct payroll allowance; and/or
- Deductible subcontractor warranty
Twenty-four foot exterior height allowance for direct employees
- Residential and Commercial work
- Interior Artisan Contractors
- Interior focused General Contractors
- Construction Managers
- Project Specifics*
- General Contractors
- Owners acting as General Contractor
- Owner and General Contractors
- Ground-Up Construction*
- * Some limitations may apply
EXCESS AUTO RISKS
- Broad appetite
- Includes Truckers, Distributors, Delivery, Contractors Fleets, etc.
- Includes local, intermediate, and long-haul radius
- Available in all 50 states
Details:
Minimum attachment – $1,000,000
Target layers include $1M xs primary, $2M xs primary, and $3M xs $2M xs primary
ISO Follow-form Excess Policy
Can include hazardous materials coverage
Can include Excess GL coverage if consistent with exposures covered under ISO Truckers Classification 99793
Targeted violence Coverage
Details:
Broad Coverage form
Can include enhanced coverage for multi-BI weapons (bombs, cars, watercraft, etc.)
Total $5,000,000 policy limits available
Will include some crisis management services as well
- Covers incidents resulting from occurrence with armed assailant(s)
- Will consider all types of risks, big and small
- Target classes – schools, public entities, special event venues, public malls, large residential complexes, hotels, restaurants, etc.
- Includes a comprehensive Risk Management feature
- Coverages include 1st and 3rd party elements
- Sits side-by-side traditional insurance programs
